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LEGAL DISCLAIMER
The information provided in this webiste, including its guides, podcasts, comments, tips, and videos are for general informational purposes only and should not be construed as financial, legal, or professional advice. While Raquel Villanueva is a licensed Mortgage Loan Officer, the content shared here is based on her personal experience in the mortgage and real estate industry. Raquel Villanueva is not a Mortgage Counselor, Real Estate Counselor, or any other counseling profession. Keys to Homebuying is not a counseling company.
Please note the following:
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No Financial Advice: This guide does not constitute financial advice. You should consult with a qualified financial advisor or mortgage professional before making any decisions based on the information provided.
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Accuracy of Information: While we strive to ensure the accuracy and reliability of the information presented, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the guide’s content. Any reliance you place on such information is therefore strictly at your own risk.
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Personal Circumstances: Every individual's financial situation is unique. The examples and scenarios discussed in this guide may not be applicable to your personal circumstances. It is essential to conduct your own research and seek personalized advice from a professional who understands your specific situation.
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No Guarantees: While we aim to provide helpful and accurate information, weI cannot guarantee any specific results from following the information or tips shared in this guide. Mortgage rates and approval processes can vary widely based on individual circumstances and market conditions.
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Ever-Changing Nature of Real Estate: The real estate process is subject to continuous changes and updates. The information presented in this guide may become outdated or may not reflect recent changes in the market, regulations, industry practices, or your state, city, or county’s practices. Always verify the latest information and seek advice from qualified professionals.
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Professional Relationship: Reading this guide or interacting with the content does not create a professional relationship between us. To engage my professional services, please contact Raquel Villanueva directly to discuss your needs and how we can assist you.
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License Sponsorship: Raquel Villanueva’s Mortgage Loan Originator License is currently sponsored by Standard Mortgage NMLS 1588683. All thoughts and opinions on this website are of Raquel Villanueva, not of the company sponsoring Raquel Villanueva's Mortgage Loan Originator license.
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Loan Approval Requests: All submissions are subject to credit and underwriting review. Receipt of application does not constitute loan approval.
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Rates: There is no mention of specific rates in this website. Every loan scenario is different, and restrictions apply. Contact Raquel Villanueva directly pertaining to a specific loan scenario or for additional information.
In interacting with this website, you acknowledge and agree to this disclaimer.
